PUBLIC/EMPLOYERS LIABILITY

Business insurance cover provides a full range of insurance options for your small to medium business. We can provide you with the correct cover for your business.

Cover includes:

Property

Business Interruption

Employer’s Liability

Public Liability

Products Liability

Deterioration of Food/Loss of Money

If your business is in contact with the public, or your business comes into contact with the public when conducting business, you should seriously consider public liability cover. Public liability will cover your business for compensation and damage expenses, plus legal fees, in the circumstances that your business caused injury/harm to member of the public, or alternatively caused damage/harm to their property.

Public Liability insurance will indemnify (cover) you in respect of your legal liability to third parties for accidental bodily injury or damage to third party property arising as a result of carrying on the business.

Employer’s liability insurance provides businesses with protection from liabilities that can arise from injury, fatality, or disease which may affect employees because of or during the course of their employment. By having this type of cover means that compensation claims made by staff can be met without any financial risk to the business.

Employers Liability insurance will indemnify (cover) you in respect of legal liability for claims made by employees following accidents and/or illness sustained by them arising out of and in the course of their employment.